UAE Financial Services Congress
Building Resilient Finance in the Age of Intelligence
The UAE has been the Middle East’s financial epicentre – a hub where global banks, fintech unicorns, and progressive regulators shape the region’s digital finance agenda. In 2026, the sector entered a defining period as new regulatory milestones, including the New Banking Law, Open Finance regulation, and the UAE’s Financial Infrastructure Transformation (FIT) Programme, accelerate industry-wide transformation.
AI, GenAI, and emerging agentic AI are rapidly reshaping how UAE institutions lend, assess risk, manage fraud, advise customers, and run operations. Yet IDC research shows that while 81% of MEA BFSI firms report performance gains from digital and operational transformation, and 100% now use public cloud, only 16% have a fully integrated enterprise-wide AI strategy. Scaling AI responsibly with strong governance, explainability, and data maturity, is becoming a strategic imperative for banking-sector leaders.
At the same time, the UAE’s fintech ecosystem is transforming financial services through digital onboarding, open APIs, embedded finance, payments innovation, and core banking modernization. Initiatives such as the Digital Dirham (CBDC), tokenization pilots, and instant payments are redefining cross-border trade, consumer experience, and national competitiveness. Cyber resilience, Zero Trust architecture, and operational resilience are now central to regulatory expectations.
The UAE Financial Services Congress 2026 brings together technology, risk, data, and business leaders across the financial services ecosystem. Through IDC insights, peer-led discussions, and practical frameworks, attendees will gain actionable strategies for building intelligent, resilient, and future-ready financial institutions in the UAE.
Get Ready to be Inspired: Announcing Our IDC Keynote Speaker
Hear from thought leaders and visionary CIOs speakers redefining technology, leadership, and innovation.
IDC Keynote: The Great Reset: Redefining Financial Services in the UAE
The UAE’s financial sector is undergoing a fundamental reset, driven by new banking law, open finance regulation, and the FIT Programme. Drawing on IDC’s latest MEA BFSI research, this keynote explores the strategic choices facing banks and fintechs as they navigate compliance, reimagine business models, and race to deploy AI and open APIs at scale.
Michael Yeo | Asia/Pacific IDC
Associate Research Director, Financial Insights
Michael Yeo
Michael Yeo is the Associate Research Director for IDC Financial Insights and Retail Insights in the Asia/Pacific region. Mr. Yeo’s core research coverage focuses on payments including the uptake of mobile payments in the Asia/Pacific region, digital banking, and the evolution of joint digital ecosystems involving ecommerce, mcommerce, and payments. Mr. Yeo has also significant experience in advising financial institutions on their fintech management strategies, placing particular emphasis on organizational and technology restructuring within banks to better cope with the demands of current-generation digital customers.
Prior to IDC, Mr. Yeo headed all financial services–related research at KPMG Malaysia. Previously, he served as a project manager at an advisory firm in China, where he advised multiple international clients with their China market entry strategies. Mr. Yeo started his career in an advisory role for financial services at Ernst and Young.
Credentials:
- B.A Accounting and Economics from the University of Reading, United Kingdom
- Frequent speaker in the region on mobile payments and digital ecosystems. Contributor to major global and regional media outlets including CNBC, South China Morning Post, Straits Times, and Global Finance
Event Sessions
One Day Event 4:55 pm
Panel Discussion: Vision to Reality: Building Resilient, AI-Ready Financial Services in the UAE
With key support from the private and public and private sectors, the UAE’s financial landscape is being rapidly rebuilt from the infrastructure up. The Financial Infrastructure Transformation Programme, Open Finance and new regulatory agendas are changing both the terms and the platforms on which banks and fintechs compete. Simultaneously, AI is moving from pilots to production. with agentic AI leading the next wave of digital transformation. Regulators and boards now expect firm evidence of control, not statements of intent. These new requirements have pushed data, cloud, cyber resilience and AI governance, as well as geopolitical risk firmly to board-level issues.
This panel brings together bank, fintech and technology leaders to discuss where ambition is outrunning execution, what verifiable sovereignty and resilience mean in practice, and which choices will separate leaders from followers over the next 24 months.
One Day Event 4:35 pm
IDC Keynote: The Great Reset: Redefining Financial Services in the UAE
The UAE’s financial sector is undergoing a fundamental reset, driven by new banking law, open finance regulation, and the FIT Programme. Drawing on IDC’s latest MEA BFSI research, this keynote explores the strategic choices facing banks and fintechs as they navigate compliance, reimagine business models, and race to deploy AI and open APIs at scale.
Venue

Knowledge Hub
UAE Financial Services in 2026: Sovereign Rails, Applied AI and the Fight Against Fraud
On November 19, 2026, key leaders from the financial services community of the UAE will convene at the UAE financial service congress. At this year’s event. conversations amongst the guests will be focused not on whether to enact a digital transformation program but on key operational and strategic issues of who controls the new hybrid infrastructure, how fast AI can be scaled safely, and how to stay ahead of increasingly synthetic fraud threats. IDC data points to five trends that define the market in the Middle east market.