Knowledge Hub / Christopher Lee Marshall

Analyst Spotlight

Christopher Lee Marshall
Vice President – Research
IDC

Analyst Spotlight

India's AI-First Banking Moment

India’s banking sector is entering a new phase — shifting from digital-first to genuinely AI-first. Digital transformation delivered scale and accessibility over the past decade. AI is now redefining how institutions operate, compete, and serve customers across the entire value chain.

 

Where AI Is Being Deployed

 

AI is no longer a back-office utility. Indian banks and NBFCs are embedding it across core functions:

 

– Credit and lending — ML models assess creditworthiness using alternative data, extending access to underserved segments with thin traditional credit histories

 

– Fraud and risk — real-time anomaly detection in high-volume UPI transactions, where millisecond decisions are critical at national scale

 

– Customer engagement — hyper-personalized product recommendations, AI-driven collections, and conversational banking via vernacular-language interfaces

 

– Operations — intelligent document processing, regulatory reporting automation, and workforce augmentation across compliance-heavy workflows

 

The India Stack Advantage

 

What distinguishes India from most markets is the depth of its Digital Public Infrastructure. Each layer creates compounding AI opportunity:

 

– Aadhaar — frictionless biometric identity authentication enabling instant, verified eKYC at onboarding

 

– UPI — a real-time transaction layer generating granular behavioral and cash-flow data at population scale

 

– Account Aggregator — consent-based financial data portability enabling richer credit assessment, personalized advisory, and open finance use cases

 

Together, these create consent-driven data ecosystems that are rare globally — providing a fertile ground for AI-driven innovation at scale.

 

The Harder Challenges

 

Of course, becoming AI-first demands more than model deployment. Institutions must modernize their data architectures, build AI governance frameworks, and develop hybrid talent — all while meeting RBI expectations on explainability, fairness, and operational resilience.

 

As competition intensifies across banks, fintechs, and digital-native challengers, it is a firm’s AI execution capability that will define who leads India’s next wave of financial services transformation.

IDC Dinner Roundtable Zürich

20 May 2026

Park Hyatt Zurich

IDC Dinner Roundtable Zürich

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IDC Dinner Roundtable Zürich

In Zusammenarbeit mit

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Daten ohne Silos: Orchestrieren und Beschleunigen

Die Geschäftsergebnisse digitaler Unternehmen hängen von Daten ab. Doch Unternehmensdaten sind heute wichtiger und komplexer denn je – und die Fähigkeit, vertrauenswürdige und zeitnahe Daten über hybride Umgebungen hinweg bereitzustellen, ist zu einem strategischen Imperativ geworden. Während Organisationen KI und Analytik in grösserem Umfang einsetzen, bremsen fragmentierte Systeme und manuelle Workflows den Fortschritt. IDC hat herausgefunden, dass 7 von 10 IT-Verantwortlichen Datensilos als ihre grösste Herausforderung bei der Unterstützung von Sicherheits- und Betriebsanwendungsfällen nennen – ein deutliches Zeichen für den dringenden Bedarf an einheitlicher Datenorchestrierung.

 

Die Vielzahl an Tools verschärft das Problem zusätzlich: Unternehmen nutzen im Durchschnitt 15 verschiedene Monitoring- und Observability-Tools, was zu fragmentierten Workflows, manuellen Übergaben und einem erhöhten Risiko führt. Diese Ineffizienzen sind insbesondere in hybriden und Multi-Cloud-Umgebungen problematisch, in denen Sichtbarkeit und Kontrolle oft eingeschränkt sind.

 

Nehmen Sie an diesem exklusiven Dinner Roundtable teil und erfahren Sie, wie führende Organisationen diese Herausforderungen angehen. Lernen Sie, wie Sie Daten-Workflows orchestrieren, die Bereitstellung automatisieren und skalierbare, widerstandsfähige Betriebsprozesse über hybride Umgebungen hinweg aufbauen können. Gewinnen Sie zudem praktische Einblicke, um die Datenbereitstellung zu verbessern und manuelle Aufwände zu reduzieren.

Diskussionspunkte

  1. Herausforderungen: Das Verständnis der Auswirkungen von Datenfragmentierung – Hier steht im Mittelpunkt, die Schmerzpunkte und betrieblichen Ineffizienzen aufzudecken, die durch fragmentierte Datenumgebungen entstehen.
  2. Vorgehensweise: Strategien für Orchestrierung und Integration – Dieser Abschnitt beleuchtet, wie Unternehmen Fragmentierung durch Orchestrierung, Automatisierung und Integration über Legacy- und moderne Plattformen hinweg überwinden.
  3. KPIs und Ergebnisse: Den Wert der Orchestrierung messen – Dieser Teil unterstützt die Teilnehmer dabei, den Nutzen von Orchestrierung und Automatisierung zu quantifizieren und den Fortschritt hin zu einer einheitlichen Datenstrategie nachzuverfolgen.

Agenda

IDC Dinner Roundtable Zürich

One Day Event

5:30 pm

Empfang

Networking bei Drinks und Canapés

6:00 pm

Begrüssung & Vorstellung der Themen des Abends

Thomas Meyer

Thomas Meyer

General Manager and Group Vice President, EMEA Research, IDC

Samuel Stadtmann

Samuel Stadtmann

Product Advisor, ITConcepts

Piotr Kurowiak

Piotr Kurowiak

Control-M Business Manager EMEA Growth, BMC

6:40 pm

Vorspeise – Erstes Diskussionsthema

Herausforderungen: Das Verständnis der Auswirkungen von Datenfragmentierung – Hier steht im Mittelpunkt, die Schmerzpunkte und betrieblichen Ineffizienzen aufzudecken, die durch fragmentierte Datenumgebungen entstehen.

7:20 pm

Hauptgang – Zweites Diskussionsthema

Vorgehensweise: Strategien für Orchestrierung und Integration – Dieser Abschnitt beleuchtet, wie Unternehmen Fragmentierung durch Orchestrierung, Automatisierung und Integration über Legacy- und moderne Plattformen hinweg überwinden.

8:00 pm

Dessert – Drittes Diskussionsthema

KPIs und Ergebnisse: Den Wert der Orchestrierung messen – Dieser Teil unterstützt die Teilnehmer dabei, den Nutzen von Orchestrierung und Automatisierung zu quantifizieren und den Fortschritt hin zu einer einheitlichen Datenstrategie nachzuverfolgen.

8:40 pm

Zusammenfassung und Ausblick

Thomas Meyer

Thomas Meyer

General Manager and Group Vice President, EMEA Research, IDC

Samuel Stadtmann

Samuel Stadtmann

Product Advisor, ITConcepts

Piotr Kurowiak

Piotr Kurowiak

Control-M Business Manager EMEA Growth, BMC

9:00 pm

Offizielles Ende des Dinner Roundtables

Ihre Gastgeber

Thomas Meyer

Thomas Meyer

General Manager and Group Vice President, EMEA Research

IDC

Read Bio

Samuel Stadtmann

Samuel Stadtmann

Product Advisor

ITConcepts

Read Bio

Piotr Kurowiak

Piotr Kurowiak

Control-M Business Manager EMEA Growth

BMC

Read Bio

Veranstaltungsort

Park Hyatt Zürich

Beethovenstrasse 21
8002 Zürich

Veranstaltunspartner

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Teilnahmebedingungen

IDC Roundtables richten sich an IT- und Fachbereichsmitarbeitende aus IT-Anwenderunternehmen mit Sitz in Deutschland. IT-Anwenderunternehmen im Sinne dieser Teilnahmebedingungen sind alle Organisationen, die selbst keine Beratungsdienstleistungen erbringen und/oder ITK-Produkte oder -Dienstleistungen entwickeln, herstellen oder vertreiben. Mitarbeitende von ausgegründeten IT-Gesellschaften, die ausschließlich für den Mutterkonzern arbeiten und kein Drittgeschäft machen, sind ebenfalls teilnahmeberechtigt. IDC behält sich ausdrücklich das Recht vor, Registrierungen von Personen, die nicht zur o.g. Zielgruppe gehören – auch wenn die Einladung durch einen unserer Partner, irrtümlich durch IDC selbst oder durch die Teilnahme an einer Online-Umfrage ausgesprochen wurde – nicht zu bestätigen. Nach Ihrer Anmeldung über das Online-Registrierungsformular und erfolgreicher Prüfung durch IDC erhalten Sie eine verbindliche Anmeldebestätigung per E-Mail.

Why Attend FSC SG

Why Attend?

More than a conference, the ASEAN Financial Services Congress is a strategic marketplace, creating multiple touchpoints for sponsors to showcase capabilities, position thought leadership, influence buying decisions, and build long-term relationships with high-value decision-makers.

Network with the Region’s Elite

Connect with 80+ qualified delegates, including 60% CIOs, CTOs, CSOs, and Heads of IT from across the Country.

Learn from the Best
Hear directly from IDC analysts, global experts, and pioneering CIOs on how to scale AI, GenAI, and agentic systems across industries.

Discover Real-World Use Cases
Gain insights into how leading organizations are implementing AI-driven automation to improve agility, resilience, and customer value.

Future-Proof Your Strategy
Understand the long-term business implications of agentic systems, ensuring your organization thrives in a rapidly evolving digital economy.

Master AI Security & Trust
Explore strategies to tackle data privacy, AI observability, model integrity, and digital trust challenges.

Cloud as the AI Foundation
Discover how cloud platforms, edge computing, and 5G enable scalable, secure, and sovereign AI deployments

Key Themes

The summit this year will spotlight on Agentic AI in Finance, Trusted, Secure & Compliant Finance, Sustainable Finance & Climate Resilience, Embedded Finance, Platforms & Ecosystems, Next-Gen Wealth Management, Responsible AI by Design and Compliance in the Age of Digital Finance. 

Agentic AI in Finance: Autonomous Systems That Plan, Act & Deliver Outcomes

Agentic AI is poised to transform ASEAN financial services by enabling autonomous decisioning across lending, risk, fraud, operations, and customer engagement. This theme explores how ASEAN institutions can safely scale agentic AI to deliver real business outcomes supporting faster credit approvals, improved portfolio health, richer customer interactions, and more resilient operations.

Trusted, Secure & Compliant Finance: Redefining Risk and Resilience in a Hyper-Connected Digital Ecosystem

ASEAN’s financial ecosystem is becoming more interconnected than ever, powered by open APIs, cloud migration, cross-border digital payments, and fintech collaboration. This expansion brings new risks: cyberattacks, data breaches, compliance pressures, and increasing scrutiny from regulators. This theme examines how institutions can build digital trust through zero-trust architectures, AI-driven cybersecurity, automated compliance, and strong third-party risk governance.

Sustainable Finance & Climate Resilience: The ESG Imperative for Financial Services

As ASEAN economies accelerate growth while facing mounting climate risks, financial institutions play a critical role in driving sustainability and resilience. This theme explores how ASEAN banks, insurers, and capital-markets players can integrate ESG insights into core decisions, meet evolving disclosure requirements, and unlock new opportunities through sustainable finance and climate-aligned innovation.

Embedded Finance, Platforms & Ecosystems: The Banking-Beyond-Banking Era

By 2028, most financial services in the region will be integrated seamlessly within lifestyle, mobility, retail, and SME platforms. This theme focuses on how financial institutions can capitalize on this shift, building API-driven partnerships, delivering contextual experiences, and creating new revenue models.

Next-Gen Wealth Management: Hyper-Personalised, AI-Driven and Experience-Led Advisory

AI is now powering next-generation advisory, automating routine tasks, enabling real-time portfolio insights, and supporting hybrid human-AI advice models. This theme explores how wealth managers can modernise platforms, scale personalised recommendations, and deliver seamless omnichannel engagement.

Responsible AI by Design: Building Trustworthy, Transparent & Fair Financial Systems

As AI becomes deeply embedded across ASEAN financial institutions, responsible and ethical deployment is no longer optional,it is a regulatory and business necessity. This theme explores how organisations can build trustworthy AI systems that ensurefairness, explainability, transparency, and strong governance. From credit scoring and fraud detection to customer service andrisk analytics, institutions must adopt robust frameworks that safeguard consumers while enabling innovation.

Compliance in the Age of Digital Finance: Embedding Resilience, Transparency & Governance

As ASEAN financial institutions accelerate AI adoption, cloud migration, digital payments, tokenisation, and cross-border digitaltrade, compliance has become a top-of-board priority. This theme explores how institutions can build compliance-by-defaultinto processes, platforms, and culture, ensuring transparency, auditability, and risk mitigation as they scale digital finance. Itfocuses on proactive controls, workforce readiness, AI oversight mechanisms, stronger cross-border compliance coordination,multilayer cyber resilience, and governance frameworks that allow institutions to innovate confidently while meeting evolvingregulatory expectations across ASEAN.

Digital Innovation Unlocked: Reimagining Financial Services for a Real-Time, Intelligent and Inclusive Future

As ASEAN financial institutions accelerate transformation across cloud, AI, digital payments, data platforms and ecosystem collaboration, digital innovation has become the cornerstone of competitiveness. This theme explores how banks, insurers and capital-markets firms can leverage emerging technologies to redesign customer experiences, build agile operating models, modernise legacy systems and unlock new value.

Why Partner

Why Partner

Position your brand at the forefront of the region’s premier CIO community. This results-driven platform is designed to maximize engagement and ROI for solution providers.

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Emerging Customer Segments​

The sector prioritizes financial inclusion by reaching emerging customer segments with tailored solutions, collaborating with fintech partners, and leveraging digital platforms to expand access and foster inclusive growth.

Sustainability and ESG​

In Asia, financial institutions areintegrating ESG into their strategiesto meet global goals, comply withregulations, and satisfy risingdemand for responsible businesspractices.

AI​

In Asia, AI and ML technologies are crucial for financial institutions to improve customer experience and fraud detection, whereas emerging GenAI and agentic AI applications are creating new growth opportunities.

Economic Growth Variability​

Economic fluctuations in Asia impact investments, credit, and risk, prompting financial institutions to adopt flexible strategies and strong risk management to seize opportunities.

Regulatory Requirements​

Regulatory compliance remains a key cost and focus area for financial institutions across Asia. Although there are initiatives to standardize regulations regionally, the regulatory environment is still fragmented, with a wide range of rules varying by country.

Cybersecurity and Fraud​

In Asia, financial institutions prioritize cybersecurity and fraud prevention by adopting advanced technologies, such as AI threat detection, blockchain, and multifactor authentication, to safeguard data and maintain trust.

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Discover thought-provoking articles from IDC analysts, strategic partners, and end-user speakers. Explore expert viewpoints on the latest tech trends, real-world transformation stories, and forward-looking insights shaping the digital future.

India's AI-First Banking Moment

India’s banking sector is entering a new phase — shifting from digital-first to genuinely AI-first. Digital transformation delivered scale and accessibility over the past decade. AI is now redefining how institutions operate, compete, and serve customers across the entire value chain.

Christopher Lee Marshall
IDC
Vice President – Research
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Partners share their success stories of innovation, impact, and collaboration.

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I truly appreciate your outstanding support, the event was a great success, and we received excellent feedback from our team. We look forward to future collaborations and building more impactful initiatives together!

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Appreciate your and the entire IDC teams support in making our first event with IDC successful.

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Partner Feedback

What an event! One of the best so far and looking forward to
working on the ROI with my team.

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Knowledge Hub / Camunda

Partner Spotlight

Camunda

Partner Spotlight

From AI Pilots to Enterprise-Scale Autonomy

The question enterprises are asking has changed. It’s no longer whether to deploy AI agents — it’s why so few deployments ever move beyond the pilot stage. IDC projects that the number of actively deployed AI agents will exceed 1 billion worldwide by 2029 — 40 times more than in 2025.
  
Yet according to Camunda’s own research, 71% of organizations are already using AI agents, but only 11% of those use cases reached production last year. The gap between ambition and outcomes is widening. The root cause isn’t the technology — it’s the absence of a structured path forward.

 

How IT Leaders Can Move from Pilots to Production

Scaling agentic AI requires more than deploying more agents. It requires building the operating model that makes agents trustworthy, governable, and reusable across the enterprise. Here’s how to get there:
  
Start where agents create the most value. Focus first on processes that strain deterministic automation and look for unstructured inputs, incomplete data, and high exception rates (e.g. claims intake, KYC checks, customer onboarding, and email correspondence handling). These are the areas where agents have the highest impact and where the business case is easiest to demonstrate.
  
Build for reuse, not repetition. Treat agents, connectors, and process templates as shared enterprise assets. A central library of reusable components prevents pilots from splintering into disconnected projects and accelerates deployment across teams.
  
Establish governance before you scale. Define confidence thresholds, escalation paths, and human review triggers from day one. Wrap every agentic action in audit trails so compliance and risk teams have full visibility — before deployment, not after.
  
Connect agents inside business processes, not alongside them. The turning point comes when agents operate within orchestrated, end-to-end business processes. Deterministic logic handles predictable steps; agents handle ambiguity and exceptions. The result is a process that is stateful, fault-tolerant, and auditable at every stage.
  
Shift from pilots to platforms. Formalize the operating model once early use cases prove out. Establish a central team to standardize process design patterns, onboarding templates, and success metrics — so new agentic processes can be built without reinventing the foundation each time.
  
Measure outcomes and expand autonomy incrementally. Track cycle time, exception rates, cost per case, and compliance accuracy. Use those feedback loops to refine agent behavior and increase autonomy gradually — starting with classification and data enrichment before moving into fully autonomous decision-making.

 

The right operating model

Agentic orchestration is what makes all of this possible at enterprise scale. It brings deterministic process logic and dynamic AI decision-making together: rules handle what’s predictable, agents handle what isn’t, and the business retains full visibility and control throughout. The leaders who will define this era aren’t those running the most experiments – they’re the ones who have built the orchestration infrastructure to make AI deliver, at scale, with governance built in from the start.

Knowledge Hub / Box | Netpoleon

Partner Spotlight

Box | Netpoleon

Partner Spotlight

Your Content Is the Missing Piece in Your AI Strategy

Every CIO has a version of the same story. The AI pilot worked. The proof of concept impressed the board. And then — somewhere between the demo and enterprise-wide rollout — things stalled. The culprit is rarely the AI model. More often, it is the content. According to IDC, unstructured data accounts for roughly 90% of all enterprise data globally, and APAC organisations are generating it faster than anywhere else. Yet most of it sits ungoverned, siloed, and invisible to the very AI systems designed to act on it. The challenge keeping CIOs awake is not whether AI is capable enough — it is whether the data foundations beneath it are ready.

 

From Storage Problem to Strategic Asset

The shift required is a fundamental rethinking. Leading enterprises are treating content not as a storage problem but as a strategic asset — classified, governed, and connected to the workflows and people that need it in real time. For CISOs, the stakes are equally high: as AI agents act autonomously on enterprise content — summarising, routing, deciding — ungoverned data is no longer just an operational inefficiency. It is an expanding attack surface. Content that cannot be classified cannot be protected.
  
This urgency is compounded by ASEAN’s regulatory landscape. MAS Technology Risk Management guidelines in Singapore, OJK frameworks in Indonesia, and emerging data protection regimes across Thailand and the Philippines all require demonstrable governance over how data is accessed — including by AI. Content governance is not a best practice. It is a compliance obligation.

 

The Questions CIOs Should Be Asking Now

Organisations pulling ahead treat content governance and AI readiness as one initiative, not two — asking: Do we know where our sensitive data lives? Can AI agents operate within our compliance boundaries without us choosing between capability and control? Consider a regional bank deploying AI on loan documents spanning a decade of applications and amendments — ungoverned, scattered, inaccessible. The AI cannot safely act on what it cannot reliably see. The bottleneck is not intelligence. It is content readiness. This is the reality facing enterprises across ASEAN today.
 
For CIOs and CISOs across ASEAN, the first question is not “which AI model should we deploy?” — it is “is our content ready for AI to act on?” A content readiness audit is the practical first step. The window to get these foundations right is now.